FAQs

Online financial programs — like Dow Janes, Dave Ramsey's courses, or other self-paced platforms — are educational tools. They give you frameworks, videos, and community. They are valuable in their own right.

But they have one fundamental limitation: nobody looks at your numbers.

Her Financial Clarity is personal, one-on-one financial coaching.

Every session, I am looking at your actual income, your actual expenses, your actual debt — and we build a plan specific to your situation. Not a general framework you adapt yourself. Your plan.If you want to learn about investing and wealth-building, a group program may serve you well. If you want someone to sit with you and help you understand your own finances — clearly, specifically, without judgment — that is what I do. 

Financial coaching is not financial advising and it is not therapy — though it sits at the intersection of both. A financial advisor manages your money for you. A therapist helps you process your past. A financial coach helps you understand your money, build a clear picture of your finances, and make better decisions — starting now.

Sara does not manage investments, file taxes, or provide legal advice. She helps you understand what you have, identify what you want, and build a plan to get there. She also helps you work with the other professionals in your life — attorneys, advisors, accountants — so you walk into those conversations knowing exactly what to ask.

No. Absolutely not.

Most of my clients come to me because they have been avoiding their finances — which means they are not organized. They may not even know where to start.That is not a problem. That is exactly where we begin.In our first session, we build the picture together. I ask questions, you answer them to the best of your ability, and we figure out the rest. You do not need spreadsheets, perfect records, or anything figured out in advance.You just need to show up. I do the rest. 

Budgeting is one part of what we do — and even the budgeting work goes deeper than most. But the Clarity Program also covers debt strategy, net worth, annual financial planning, goal setting, the emotional patterns underneath your financial decisions, and (where relevant) navigating finances in relationships.

The goal is not a budget. The goal is a complete, honest picture of your finances — and a plan that actually fits your life.

A book gives you general information. An app tracks your spending. Neither one looks at your specific situation, asks you the questions only you can answer, notices the patterns you can't see yourself, or helps you make sense of what comes up emotionally when you look at your numbers.

The biggest thing coaching provides is not information — it's the experience of being truly seen in your financial life by someone who is not judging you.

Sara Taqi-Ahmed is a Certified Financial Coach with a B.S. in Economics and English from the University of Michigan and an MBA in Finance from Walsh College. She has spent her career at the intersection of financial knowledge and human behavior — understanding not just how money works, but why we make the financial decisions we do.

When Sara was 18, her father had a heart attack. Her mother — a smart, capable woman — was completely unprepared to navigate the family's finances alone. Not because she wasn't intelligent. Because no one had ever made sure she understood them.

Sara built Her Financial Clarity so that no woman has to find herself in that position. Every woman deserves to understand her own financial life — not because something has gone wrong, but because it is hers.

No. This is probably the question Sara hears most often — and the answer is always the same: there is nothing you could share that would surprise her or change how she shows up for you.

The women who come to Her Financial Clarity are not irresponsible. They are women who were never taught, never included, or who got off track during a hard season of life. The starting point does not matter. The willingness to look does.

The 8-Session Clarity Program runs over 8–10 weeks with one private session per week. HFC Foundations runs on the same timeline. Single sessions are 90 minutes.  Merging Financial Coaching is 2-4 sessions depending on your situation.

Yes. The Merging Finances Coaching service is specifically designed for couples or partners preparing to combine finances, or couples who have realized one partner has been left out of the financial picture. Sessions can be individual, joint, or a combination - whatever makes the most sense. 

Sara works with women navigating separation and divorce, specifically helping them understand their financial position, gather the right documents, and prepare for conversations with attorneys and financial advisors. She does not provide legal or tax advice, but she helps you walk into those conversations informed. 

Financial Clarity Session (single, 90 min): $500–$750

8-Session Clarity Program: $2,500–$3,500

HFC Foundations Program: $750–$1,200

Merging Finances Coaching: $400–$800

Financial Guidance (monthly): $400–$800/month

Small Group Sessions: $150–$300/session

Payment plans are available. The right place to start is always a free Clarity Call — we figure out what makes sense for your situation together.

Sessions are conducted virtually via video call, which means Sara works with women throughout Michigan and beyond. If you are local to the Detroit metro area and prefer to meet in person for certain sessions, that can be arranged. 

Nothing except honesty about where you are. Sara will send you an intake form before your first session that helps her understand your starting point. The financial documents — account statements, debt information, income details — come later, once you have built a foundation of trust and clarity.